Buying Your First Home in Markham
Markham offers first-time buyers an exceptional mix of housing options — from modern condos near transit to family townhouses and detached homes in established neighbourhoods like Unionville, Cornell, Milliken Mills, and Wismer Commons. It’s also one of Canada’s most diverse and vibrant cities, with a thriving tech sector and excellent schools.
As a licensed Real Estate Sales Representative and licensed Mortgage Agent with over 22 years of experience across York Region, Heidi Shiraz provides first-time buyers with a seamless, one-stop experience from pre-approval to possession.
🏠 Licensed Real Estate Sales Representative
Century 21 Heritage Group Ltd. — serving the GTA & York Region since 2008. ABR®, SRES®, PSA designated.
📈 Licensed Mortgage Agent
Centum Financial Group — access to multiple lenders, competitive rates, and financing solutions tailored to your situation.
What Makes Heidi Different for Markham Buyers
- Deep knowledge of Markham’s neighbourhoods, transit corridors, and school catchments
- In-house mortgage pre-approval — no separate mortgage broker appointment needed
- Access to exclusive lender programs for first-time buyers with limited down payments
- 22+ years of GTA offer negotiation experience in competitive bidding situations
- Full support from search through to closing — one contact, one relationship
Popular Markham Neighbourhoods for First-Time Buyers
- Cornell — master-planned community, great for families, strong transit
- Wismer Commons — newer builds, townhouses, detached homes
- Milliken Mills — established, diverse, transit-friendly
- Unionville — heritage village charm, excellent schools
- Markham Village — character homes, walkable, community feel
First-Time Buyer Incentives
- First Home Savings Account (FHSA) — up to $40,000 tax-free
- Home Buyers’ Plan (HBP) — RRSP withdrawal for down payment
- First-Time Home Buyers’ Tax Credit & Ontario Land Transfer Tax Rebate
- CMHC-insured mortgages from 5% down
Ready to start your home search in Markham? Contact Heidi for a free consultation today.
