Pre-Construction Condos – Richmond Hill & GTA | Heidi Shiraz

Pre-Construction Condos

Invest Early.
Buy Smart.
Own More.

Pre-construction condos in Richmond Hill, Markham and the GTA offer buyers the chance to secure today's price while benefiting from future appreciation. Heidi Shiraz gives you VIP access, expert guidance and full support from blueprint to move-in.

Get VIP Access to New Launches

"Pre-construction is one of the most powerful ways to build wealth through real estate — but only when you have the right expert guiding every decision."

— Heidi Shiraz, Century 21

22+

Years Experience

VIP

Early Access

GTA

Market Expert

Why Heidi

Your Pre-Construction Expert

Buying a pre-construction condo means purchasing a property before it is built — securing a home or investment at today's price while benefiting from appreciation during construction. It's a popular strategy across Richmond Hill, Markham and Toronto for both first-time buyers and seasoned investors.

With over 22 years of combined real estate and mortgage experience, Heidi Shiraz provides clients with early access to new launches, preferred unit selection and builder incentives not typically available to the public — along with the expert guidance to ensure every decision is strategic and informed.

From reviewing agreements and understanding deposit structures to coordinating with lawyers and tracking construction milestones, Heidi manages the full process so you can invest with complete confidence.

Your VIP Advantage

Access Before the Public

Through long-standing relationships with top GTA builders, Heidi provides clients with VIP access to new project launches — securing preferred units, pricing and incentives before developments are released to the general public.

Whether you're a first-time buyer, an investor expanding your portfolio, or looking for a future home, Heidi guides you through floor plans, builder reputations, pricing structures and closing costs with clarity and confidence.

Key Advantages

Why Buy Pre-Construction?

Pre-construction condos offer unique benefits for both end users and investors that resale properties simply cannot match.

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Today's Price, Tomorrow's Value

Lock in today's pricing and benefit from potential appreciation while construction is underway.

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Staged Deposit Structure

Spread your deposit payments over time during construction rather than paying the full amount upfront.

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VIP Early Access

Heidi's builder relationships give you priority access to the best units, pricing and incentives before public launch.

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Customization Options

Select finishes, layouts and upgrades to personalize your unit before it's built — something resale can't offer.

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Mortgage Flexibility

As a licensed mortgage agent, Heidi helps you plan financing from deposit to final closing well in advance.

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Investment Potential

Strong rental demand and long-term appreciation make GTA pre-construction condos compelling investment assets.

The Process

Pre-Construction Buying Step by Step

From market research to moving in — a clear guide to navigating the pre-construction buying process with Heidi's expert support.

Research the Market & Location

Heidi helps you identify areas with the strongest long-term growth potential in the GTA.

Focus on areas with planned transit expansions, infrastructure projects and community growth

Choose locations that support strong future resale and rental demand

Review Richmond Hill, Markham and Toronto development corridors with Heidi's guidance

Choose the Right Project

Selecting the right development is about far more than location and price — the builder matters enormously.

Compare multiple developments and assess price per square foot vs nearby resale

Evaluate builder reputation, past projects and completion history

Review floor plans, amenities and estimated occupancy timelines carefully

Understand the Deposit Structure

Pre-construction deposits are paid in stages, giving you time to plan finances while securing your unit.

Typical structures: 5% on signing, 5% at 90 days, 5% at 180 days, 5% on occupancy

Heidi walks you through the full deposit schedule and what to expect at each stage

As a mortgage agent, she helps you plan cash flow across the entire deposit period

Review the Agreement of Purchase & Sale

The APS is a complex document — having the right guidance before you sign is essential.

Heidi reviews all key clauses: pricing, deposit schedules, finishes and timelines

Coordination with a real estate lawyer before signing is always recommended

Pay close attention to occupancy dates, closing cost adjustments and cooling-off periods

Track Construction & Occupancy

Construction typically takes several years — Heidi tracks key milestones on your behalf throughout.

Interim occupancy period: move in and pay an occupancy fee before final registration

Final closing occurs once the building is registered and ownership formally transfers

Heidi keeps you updated and informed at every key construction milestone

Prepare for Final Closing

The final closing requires careful coordination — Heidi manages every detail so nothing is missed.

Confirm mortgage approval well in advance of your closing date

Budget for closing costs: land transfer tax, legal fees and builder adjustments

Coordinate closely with your lawyer and Heidi to meet all deadlines on time

Questions

Frequently Asked

Have a question not listed? Call Heidi for a free, no-obligation conversation about pre-construction opportunities in the GTA.

416 270 4789

Buying pre-construction means purchasing a condo unit before it is built. You secure a home or investment at today's price while construction takes place over the following years. Many buyers choose pre-construction for the flexibility, customization options and long-term value it can offer.

Pre-construction condos are a strong fit for first-time buyers, investors and those who are not in a rush to move. They're ideal if you want time to spread out deposit payments, are planning ahead for the future, or are looking for long-term appreciation in the GTA market.

Deposit structures vary by project but most builders require 15 to 20 percent of the purchase price, paid in stages over time. Heidi reviews the deposit schedule with you in detail and helps ensure it fits comfortably within your financial plan.

Interim occupancy is the period when you may be able to move into your condo before the building is fully registered. During this time you pay an occupancy fee instead of a mortgage. Heidi and your lawyer will explain exactly how this works and what costs to expect.

In addition to the purchase price, expect closing costs including land transfer tax, legal fees, development charges, utility connection fees and any builder adjustments. Heidi walks you through all estimated costs early so you can plan with confidence and avoid surprises at closing.

Working with an experienced agent is the best way to assess a builder's track record. Heidi researches each development carefully — reviewing past projects, delivery history and customer reviews — so you can make an informed decision with confidence.

Yes. Construction timelines can shift due to factors like weather, supply issues or regulatory delays. While pricing is typically fixed in the Agreement of Purchase and Sale, occupancy dates may change. Heidi helps you understand what flexibility is built into your contract.

Assignment rules vary by builder and project. Some allow assignments under certain conditions while others restrict them. Heidi reviews the assignment clause with you upfront so you clearly understand your options from day one.

With over 22 years of combined real estate and mortgage experience and established builder relationships across the GTA, Heidi provides VIP access to launches, early pricing and exclusive incentives. She guides clients through contracts, deposit structures, timelines and closing details so you feel informed, confident and fully supported from blueprint to move-in.

Get in Touch

Get VIP Access
to New Launches

Register now to receive exclusive early access to pre-construction launches in Richmond Hill, Markham and the GTA — before they go public. Heidi will send you opportunities that match your goals.

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Phone

416 270 4789

✉

heidi.shiraz@century21.ca

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Website

www.heidishiraz.com

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Serving

Richmond Hill & Greater Toronto Area

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Century 21 · Real Estate & Mortgage Agent · Richmond Hill, ON

heidishiraz.com

CENTURY 21 Heritage Group Ltd. Brokerage

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CENTURY 21 Heritage Group Ltd. Brokerage

11160 Yonge Street, Unit 3 & 7, Richmond Hill, ON L4S1H5

(905) 883-8300

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Invest Early.Buy Smart.Own More.